Jefferson Bank Investor Challenge

Empowering high school students with financial literacy

Thomas Garrett with winning prize

The Jefferson Bank Investor Challenge teaches San Antonio-area high school students the fundamentals of investment strategy and financial literacy in a weeklong summer program.

Students attend a week of instruction in the H-E-B School of Business and Administration’s state-of-the-art Financial Markets Lab where our faculty introduce the concepts of investment planning and portfolio management. At the end of the course, students begin an online investment challenge during which they buy, sell and trade stocks to grow a simulated portfolio. The student who grows his or her portfolio the most wins $500.

Program Outline

The Investor Challenge course meets 9 a.m. to 1 p.m. daily for one week in June for a total of 20 hours of instruction. The course is designed as follows:

  • 8 hours: Financial literacy and planning
  • 8 hours: Understanding the stock market
  • 2 hours: Financial aid for college
  • 1 hour: Tour of UIW campus
  • 1 hour: Financial discussion and student feedback

Curriculum

Fundamentals of Financial Literacy

To increase financial literacy, students will be taught how to use basic budgeting and cash flow management software such as Mint.com. Students will be shown how even small changes in lifestyle can result in huge amounts of wealth through the power of compound interest. We will also stress the importance of using the mainstream financial system to save money and have greater access to credit. Students will determine their unique money personality and how to leverage it for increased saving and investment while avoiding the pitfalls of their personality. Most importantly, students will learn that the more they understand personal finance, the more successful they can be in reaching their goals.

Portfolio Management

Students are taught the basics about stock symbols, the various exchanges, risk and diversification. After a brief training period, they are each given a simulated portfolio that mirrors the U.S. stock market. They will then research companies and buy and sell stocks in a competition to see who can increase the starting portfolio the most. The challenge will last for approximately 20 weeks so the students can experience some of the natural ups and downs associated with the stock market. The winner of the challenge will receive $500 and a plaque with their name engraved that will be prominently displayed in UIW’s Financial Markets Lab.

The H-E-B School of Business and Administration will host two weeks of the Jefferson Bank Investor Challenge in June 2020. Students can choose which week they would like to attend. Be sure to reserve the following dates in your summer schedule if you plan to attend the challenge.

  • Week 1:  June 8-12, 2020
    • Students attend class from 9 a.m. - 1 p.m. daily on the UIW campus. Lunch is not provided, but snacks will be available at no additional ;cost to students.
  • Week 2: June 15-19, 2020
    • Students attend class from 9 a.m. - 1 p.m. daily on the UIW campus. Lunch is not provided, but snacks will be available at no additional cost to students.

Challenge Dates

  • June 20, 2020
    • Simulated online Investment Challenge begins once both weeks of classroom instruction have ended.
  • December 2020
    • Investment Challenge ends. Winner of $500 prize announced.

Registration for the 2020 Jefferson Bank Investor Challenge is now open and students may begin signing up. Students are asked to pay a $25 participation fee. An online payment option is available and will be sent out via email once a student has been approved to attend the event.

NOTE: Please note that in light of the developing situation regarding COVID-19, this event may not be held as scheduled. Preparations for the event will continue, along with student registration. With this in mind, the H-E-B School of Business and Administration will not collect payment for the Jefferson Bank Investor Challenge until the event is confirmed to take place. Please visit my.uiw.edu/safety/coronavirus.html for the latest information from the University of the Incarnate Word regarding COVID-19. If you have any questions about the event, please contact hebsba@uiwtx.edu.