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The Jefferson Bank Investor Challenge gives San Antonio-area high school students who have completed their junior year an opportunity to learn the fundamentals of investment strategy and to try their hand at portfolio management for a shot at winning $500.

Students are invited to a week of classroom instruction during the month of June with faculty members from the UIW Finance Department. The program introduces students to the concepts of financial literacy, planning and the stock market. After the classroom instruction, students begin an online simulated investment competition, which lasts the length of the fall semester.

This program is offered in partnership with Jefferson Bank.

  • Curriculum

    The Investor Challenge course meets four hours a day for one week during the summer, resulting in 20 hours of instruction. The course is designed as follows:

    • 8 hours: Financial literacy and planning
    • 8 hours: Understanding the stock market
    • 2 hours: Financial aid for college
    • 1 hour: Campus tour
    • 1 hour: Financial discussion and student feedback

    Fundamentals of Financial Literacy

    To increase financial literacy, students will be taught how to use basic budgeting and cash flow management software such as Mint.com. Students will be shown how even small changes in lifestyle can result in huge amounts of wealth through the power of compound interest. We will also stress the importance of using the mainstream financial system to save money and have greater access to credit. Students will determine their unique money personality and how to leverage it for increased saving and investment while avoiding the pitfalls of their personality. Most importantly, students will learn that the more you understand about personal finance, the more successful you can be in reaching your goals.

    Portfolio Management

    Students are taught the basics about stock symbols, the various exchanges, risk and diversification. After a brief training period, they are each given a simulated portfolio that mirrors the U.S. stock market. They will then research companies and buy and sell stocks in a competition to see who can increase the starting portfolio the most. The challenge will last for approximately 20 weeks so the students can experience some of the natural ups and downs associated with the stock market. The winner of the challenge will receive $500 and a plaque with their name engraved that will be prominently displayed in UIW's Financial Resource Center.

  • Summer 2019 | Important Dates

    Due to an abundance of interest in this year's Jefferson Bank Investor Challenge, the H-E-B School of Business will host a second week of classroom instruction during the summer of 2019.
    • Week 1 | June 10-14, 2019
      • Students attend class from 9 a.m. - 1 p.m. daily on the UIW campus. Lunch is not provided, but snacks will be available at no additional cost to students.
    • Week 2 | June 17-21, 2019
      • Students attend class from 9 a.m. - 1 p.m. daily on the UIW campus. Lunch is not provided, but snacks will be available at no additional cost to students.

    Challenge Begins

    • June 21, 2019
      • Simulated online Investment Challenge begins once both weeks of classroom instruction have ended.
    • December 2019
      • Investment Challenge ends. Winner of $500 prize announced.
  • Apply

    The deadline to apply for the 2019 Jefferson Bank Investor Challenge is Friday, May 31, 2019. The application below must be submitted in full, including an essay. Students will be notified via email upon acceptance into the competition.

    Students accepted to participate in the Jefferson Bank Investor Challenge are asked to pay a $25 participation fee. An online payment option will be sent out via email along with notice of acceptance.


    Week 1 Registration

    Registration for Week 1 (June 10-14) of the 2019 Jefferson Bank Investor Challenge is now full.

    Week 2 Registration

    A second week has been added (June 17-21) for students who still wish to participate. The registration form below is for Week 2 of the Jefferson Bank Investor Challenge. 

    Fill out the application below or click here to open the application in new window.