The Jefferson Bank Investor Challenge gives San Antonio-area high school students who have completed their junior year an opportunity to learn the fundamentals of investment strategy and to try their hand at portfolio management for a shot at winning $500.

Students are invited to a week of classroom instruction during the month of June with faculty members from the UIW Finance Department. The program introduces students to the concepts of financial literacy, planning and the stock market. After the classroom instruction, students begin an online simulated investment competition, which lasts the length of the fall semester.

This program is offered in partnership with Jefferson Bank.

The Investor Challenge course meets four hours a day for one week during the summer, resulting in 20 hours of instruction. The course is designed as follows:

  • 8 hours: Financial literacy and planning
  • 8 hours: Understanding the stock market
  • 2 hours: Financial aid for college
  • 1 hour: Campus tour
  • 1 hour: Financial discussion and student feedback

Fundamentals of Financial Literacy

To increase financial literacy, students will be taught how to use basic budgeting and cash flow management software such as Students will be shown how even small changes in lifestyle can result in huge amounts of wealth through the power of compound interest. We will also stress the importance of using the mainstream financial system to save money and have greater access to credit. Students will determine their unique money personality and how to leverage it for increased saving and investment while avoiding the pitfalls of their personality. Most importantly, students will learn that the more they understand personal finance, the more successful they can be in reaching their goals.

Portfolio Management

Students are taught the basics about stock symbols, the various exchanges, risk and diversification. After a brief training period, they are each given a simulated portfolio that mirrors the U.S. stock market. They will then research companies and buy and sell stocks in a competition to see who can increase the starting portfolio the most. The challenge will last for approximately 20 weeks so the students can experience some of the natural ups and downs associated with the stock market. The winner of the challenge will receive $500 and a plaque with their name engraved that will be prominently displayed in UIW's Financial Resource Center.

The H-E-B School of Business and Administration will host two weeks of the Jefferson Bank Investor Challenge in June 2020. Students can choose which week they would like to attend. Be sure to reserve the following dates in your summer schedule if you plan to attend the challenge.

  • Week 1 | June 8-12, 2020
    • Students attend class from 9 a.m. - 1 p.m. daily on the UIW campus. Lunch is not provided, but snacks will be available at no additional cost to students.
  • Week 2 | June 15-19, 2020
    • Students attend class from 9 a.m. - 1 p.m. daily on the UIW campus. Lunch is not provided, but snacks will be available at no additional cost to students.

Challenge Begins

  • June 20, 2020
    • Simulated online Investment Challenge begins once both weeks of classroom instruction have ended.
  • December 2020
    • Investment Challenge ends. Winner of $500 prize announced.

Registration for the 2020 Jefferson Bank Investor Challenge will begin in Spring 2020. Please check back at that time to complete your registration form.

Students accepted to participate in the Jefferson Bank Investor Challenge are asked to pay a $25 participation fee. An online payment option will be sent out via email along with notice of acceptance.