|UIW Home / Undergraduate Catalog 2003-05 / III. Financial Information|
The University of the Incarnate Word is an independent institution and receives no direct support from state or federal taxes. Subsequently, all of the instructional and operating costs of the University are paid by student tuition. The difference between such costs and the amount paid by the student is subsidized by income from endowment, grants for special projects, and gifts from alumni and other friends who recognize the value of our educational program.
The University endeavors to arrange loans, discounts, grants-in-aid, employment, and scholarships to enable students to continue in an academic program.
Tuition, fees, and other charges vary from year to year. The exact rates are printed in the Schedule of Courses each semester. They may also be obtained from the Admissions or Business Offices. A non-refundable matriculation fee will be assessed to all new full-time students and full-time re-admitted students.
A one-time housing deposit is assessed upon submission of the housing application. The deposit will be returned to the students account when the student makes a proper checkout from the residence hall. The deposit will be forfeited if the student does not provide written notice of cancellation in accordance with the printed cancellation deadlines. $500 cancellation fee will be assessed if a resident breaks their housing contract. If damages occur, a financial assessment will be made by a member of the Residence Life staff and deducted from the housing deposit.
Students are provided the following options for Campus Housing: Residence Halls include triple, double, or single rooms; Village of Avoca, that provides two bedroom, four person apartment units.
Food service plans are required for all students residing on campus. Food service is provided at two facilities on campus which include the Marian Hall Food Court and Hortencias Café. Payment can be in cash or students may use a pre-paid declining balance plan.
Tuition discounts are available for part-time/full-time undergraduate or graduate students who qualify for such discounts such as the Brainpower 60+, Active Duty Military and their dependents, Civilian Department of Defense Employees (no dependents), Retired Military (no dependents), UIW/SAHS/IWHS Employees and their dependents, and University Senior Preparatory Program. Brainpower 60+ discounts apply to any student who is sixty (60) years of age or older. The discount will be applied to tuition only and any other fees associated with enrollment will be the responsibility of the student. Refer to the University Payment Policy located under the Tuition and Financial Regulations. Military and Civilian Department of Defense discounts apply to any student enrolled with the Main Campus or Extended Academic Programs. Those students eligible are Active Duty Military with or without a Tuition Assistance Form and their dependents, Civilian Department of Defense Employees (no dependents), and Retired Military (no dependents). The discount will be applied to tuition only and any other fees associated with enrollment will be the responsibility of the student. Refer to the University Payment Policy located under the Tuition and Financial Regulations.
Tuition discounts are available for any individual who is employed at the University of the Incarnate Word, Incarnate Word High School or St. Anthony Catholic High School on a regular, full-time employment agreement (for at least 75% of the time) as a faculty, administrator, or staff. Employees may receive tuition remission for themselves for undergraduate and/or graduate classes taken at UIW per the guidelines listed in the UIW/IWHS/SACHS Administrator/Staff Guidelines. Employee tuition waiver forms are available through the Human Resources Office. According to the Administrative/Staff Guidelines, the deadline for submission of Employee Tuition Waiver forms is 14 calendar days after the last day to add a course for the term. For further information, please contact the Human Resources Office at (210) 829-6019. The discount will be applied to tuition only and any other fees associated with enrollment will be the responsibility of the student. Refer to the University Payment Policy located under the Tuition and Financial Regulations.
University Preparatory Program discounts apply to Junior and Senior Incarnate Word High School (IWHS) and St. Anthony Catholic High School (SACHS) students. The direct cost to all participants in the High School/University Program varies according to the number of hours for which the student is enrolled at the University of the Incarnate Word. Students selected for this program from IWHS/SACHS will receive an Academic Scholarship resulting in a percentage reduction in University tuition. In addition, they will receive a percentage discount on their high school tuition for each three (3) hour course they take at the University each semester. Students will receive a combined billing statement for their High School and University tuition. The discount will be applied to tuition only and any other fees associated with enrollment will be the responsibility of the student. Refer to the University Payment Policy located under the Tuition and Financial Regulations.
It is the responsibility of the student to apply for tuition discounts. The student and his/her family must apply using the appropriate application form(s) and provide all necessary information to complete each application (i.e., valid identification(s), tuition assistance form(s)) to receive consideration for these discounts. Applications for these tuition discounts should be submitted to the respective departments or the Business Office according to the deadlines posted in each respective semester schedule of classes. No discount(s) will be applied after the deadline indicated in the semester schedule of classes.
All discounts will be evaluated and assessed to the student account after the last day to add and drop a course for the respective term or within stated deadline outlined in the published Course Schedule. In order to continue receiving the discount, the student is responsible to submit a new application and required information to complete the application each session (fall, spring, summer). Prospective students may call the Business Office if they need appropriate forms or more information.
*Students pursing a doctorate (Ph.D) are not eligible for these discounts, regardless if enrolled in a graduate level course. All discounts are subject to change without notice.
To enroll in any of the above payment options or for additional information, please come by the Business Office or call (210) 829-6043.
Registration for an academic term is not complete until full payment for the current and/or prior terms has been made, or until a student has entered into a payment plan with the University (see payment options listed above). Payment arrangements must be finalized by the eighth class day from the first class day of the semester. Students may have their registration cancelled at that time if payment arrangements have not been completed.
All International students are required to pay the full semesters tuition and fees upon registering each semester. International students will not be allowed to enroll in a payment plan.
Students who have not met their total financial obligations to the University may not be permitted to enroll for a subsequent academic term and current registration is subject to cancellation.
Withdrawal without proper notice entails failure in all courses for the semester, and the student is held liable for the full payment of tuition, fees, and other charges.
Students must pay their financial obligation to the University to have diplomas and transcripts released. In addition, if payment is not made in full, students may be prohibited from participating in the graduation ceremony.
The student agrees to assume liability for any debt incurred during his/her attendance at the University. In the event of a delinquency or default, the student will pay all reasonable costs of collection including but not limited to attorney fees and necessary court costs. All fees are subject to change without notice.
The University will send each student a statement of the student account on a monthly basis. The statement will serve as a full accounting of the student account activity for the period. Each student must review the statement promptly and notify the Business Office immediately at the telephone number or address provided on the statement of any errors or omissions in the statement. If any student does not receive a statement when it is due, the student should notify the Business Office promptly. Students are responsible to provide the University with the most current address and telephone number.
Any student must report any disputed items to the Business Office within 60 days after the disputed items appears on the students statement. If the student fails to report a disputed item, he/she may not claim any liability on the part of the University in connection with the Universitys handling of the item (items) in dispute. Before the University will consider making a refund or credit to the student because of a claimed discrepancy, the student must give the University a written statement containing any reasonable information the University may require (i.e. name, social security number, term, and discrepancy).
When the bank for whatever reason returns a check, a nonrefundable returned check service charge is assessed. The student is given ten days from the date of notice to make full payment by cash, money order, or cashiers check. Once the student has had returned checks, the University reserves the right not to accept any personal checks from the student for future payments. Returned checks not paid will be submitted for collections.
All full-time domestic students and all international students are required to participate in the student accident and sickness insurance plan, unless proof of existing personal domestic coverage is presented and a waiver is signed and presented to the Business Office. This plan protects students 24 hours a day, whether at home, school, or while traveling. The insurance plan is also available for dependents. This coverage is in effect during the interim vacation periods. Participation in intercollegiate athletics is not covered. Brochures that describe student health insurance cost and coverage details are available from the Office of Health Services or the Business Office. Insurance is automatically assessed against the students account. The charges will not be removed unless a waiver with evidence of other domestic coverage is submitted to the Business Office on or before the stated waiver deadline published in the respective course schedule.
All automobiles or motorcycles parked on campus must be registered with the Business Office.
In order to park on campus, students must pay a parking fee that entitles them to obtain and display a parking decal. Parking fees are automatically assessed to a students account. To waive charges, a student must complete a waiver form on or before the stated waiver deadline published in the respective course schedule. Lost parking decals will be replaced on a prorated semester cost basis. Failure to exhibit a decal will be cause for ticketing. Incarnate Word High School and St. Anthony Catholic High School decals are valid parking credentials at the University. Parking regulations will be strictly enforced. Violators will be ticketed and charged. A repeat violation may result in the immobilizing or towing of the vehicle at the owners expense.
The University will not be responsible for automobiles parked on campus, or for damages thereto. The University assumes no responsibility for the condition of, or cost for retrieval of, any vehicle towed due to parking violations.
The following records must be presented to the Business Office to release your decal:
* The following applies for individuals with a handicap placard:
* These students must still register their vehicle and pick up a UIW Handicap Decal at the Business Office.
A students withdrawal from the University will be considered as occurring the day he or she submits a completed official withdrawal form to the University Advising Center. Forms for adding or dropping courses are available in the Registrars Office or on-line. Notice to an instructor or any other office does not cancel registration or a students contract with the Business Office.
WITHDRAWAL WITHOUT PROPER NOTICE ENTAILS FAILURE IN ALL COURSES FOR THE SEMESTER AND LIABILITY FOR FULL PAYMENT OF ALL TUITION, FEES, AND OTHER CHARGES.
Depending upon a students financial assistance status, one of the following two categories of
Please see the Semester Schedule of Courses for the specific withdrawal dates for each individual semester and their percentages. There is a refund schedule for Non-Title IV recipients and Title IV recipients.
Meal Plans: The unused portion of a meal plan purchased in the Summer and Fall term may be used in the following Spring term. Unused meal points at the end of the Spring semester are forfeited and not refundable. Meal plans are not transferable. When a resident student withdraws from the University, the lesser of the unused portion or prorated amount of the meal plan will be credited to the students account.
Unused federal aid will be returned in the following manner as applicable:
Late Disbursement of Federal Loans and Grants, Private, or State Financial Aid:
The Financial Assistance Office will determine, based on federal or state regulations or private source regulations, the amounts to be credited to the students account prior to the return of Title IV calculation.
Examples of refund calculations are available in the Business Office.
For exceptions to the withdrawal and refund policy due to medical or other extenuating circumstances, contact the Business Office.
If a student withdraws before federal funds are received and/or disbursed, the Office of Financial Assistance will determine the amount(s) to be returned according to each funding source guideline. The Office of Financial Assistance will notify the student and the Business Office of any changes.
A student receiving financial assistance should meet with a financial aid counselor before withdrawing or reducing hours to determine the impact on the students award.
The University of the Incarnate Word Office of Financial Assistance has a proven history of making the University experience accessible for students of all economic backgrounds. Students selecting our small class environment, personalized instruction, and quality academic programs are making a lifetime investment. The University is committed to helping students fund their decision to attend the University of the Incarnate Word through grants, scholarships, work opportunities and loan assistance.
The primary purpose of student financial assistance is to provide resources to students who would otherwise be unable to pursue a post-secondary education. Financial assistance programs are designed to supplement a familys efforts to meet educational costs. The financial assistance philosophy at the University is to meet the direct costs or financial need of all eligible students until funds are exhausted.
To be considered for most types of financial assistance at the University of the Incarnate Word, students must complete their financial assistance file each year. A completed file includes a Free Application for Federal Student Aid (FAFSA), a UIW Student Information Form and any other documents required by the Federal government. A student must also be accepted by the University and enrolled in a degree-seeking program. (NOTE: Gift assistance is NOT available to second-degree seeking students.) In most cases, only students who are citizens or eligible non-citizens can apply for financial assistance.
Students applying for financial assistance are considered for all programs for which they are eligible, including federal, state, and institutional programs. Financial assistance is awarded on a first come, first serve basis; therefore, it is important to begin the application process as early as possible. Copies of the FAFSA and the UIW Student Information Form may be obtained from the Office of Financial Assistance. (NOTE: There is an April 1 priority deadline every year for early awarding when gift funds are at their optimal level.)
See the Office of Financial Assistance or refer to the Financial Assistance Page on the University website at www.uiw.edu/finaid for specific information concerning all financial assistance programs offered at the University.
The Higher Education Amendment of 1965, as amended, mandates institutions of higher education to establish minimum standards of Satisfactory Academic Progress for students receiving financial aid. UIW makes its standard applicable to all federal, state, and institutional financial assistance programs for the purpose of maintaining a consistent policy for all students receiving financial aid.
To make Satisfactory Academic Progress (SAP), students must meet all of the following standards:
At the end of each Academic Year (Spring semester), the Office of Financial Assistance will review the progress of each financial aid recipient for SAP. Students will be reviewed to ensure that they are meeting the following criteria:
In the event the student does not meet the requirements for SAP, he or she will be placed on Financial Aid Termination. This means that the student will not be eligible for any type of federal, state, or institutional aid until he or she has returned to satisfactory academic progress.
Students whose eligibility for financial aid has been terminated may appeal the decision in writing to the Director of Financial Assistance if they believe that they had extenuating circumstances which led to their unsatisfactory progress. The Director will notify the student in writing of the decision.
Appeals for the reinstatement of financial aid eligibility must include:
Students who have been placed on Financial Aid Termination because they do not meet the GPA or Enrollment Status requirement may do the following if they decide not to appeal, or if their appeal is not approved:
Degree programs described in this bulletin have been approved for benefits under the various laws commonly referred to as the GI Bill. Eligible veterans and dependents should contact the VA Certifying Official for assistance in following established degree programs that will meet all VA requirements. Benefits are paid directly to the veteran.
Official transcripts of all previous University credits must be on file and evaluated toward a specific degree objective before the enrollment can be certified. Only courses that are required for the selected degree objective will be certified for benefits. All students applying for veterans benefits must complete the University of the Incarnate Word Request Form for VA Enrollment Certification each semester. This form may be obtained from the VA Certifying Official in the Registrars Office or online. Enrollment will be certified following registration for each semester. After initially registering for courses, it is the students responsibility to notify the VA Certifying Official of any subsequent change in registration.
Veterans regulations require that a student receiving veterans educational benefits select an approved degree objective (degree program) and make satisfactory progress toward completion of that objective or risk the possible suspension of benefits. Veterans must maintain satisfactory academic progress according to the policies of the University of the Incarnate Word. When a student has failed to maintain prescribed standards of progress, the VA Office will be informed, and benefits payments will be discontinued. In general, a cumulative 2.00 GPA is required for graduation. Veterans who earn a cumulative GPA of less than a 2.00 will be placed on probation and given one semester to achieve the 2.00 requirement. Failure to obtain a cumulative 2.00 GPA at the end of the probationary semester will usually result in suspension of benefits.