Retirement Plans

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TIAA Retirement Planning
Website: TIAA
Customer Service: 800-842-2252 


The University of the Incarnate Word offers a retirement plan available to all regular full-time employees.  Eligible employees must apply through the Human Resources Office to participate in the Teachers Insurance Annuity Association (TIAA).  Enrollment in the program requires employees to contribute a minimum of 3% of their gross monthly salary.  After one year of employment, UIW/IWHS/SACHS will begin contributing an additional 7% of gross monthly salary, provided the employee is enrolled and contributing the 3% minimum required. TIAA also offers a tax-deferred or Supplemental Retirement Annuity (SRA) and an after tax Roth 403B plan.  Participation in this fund does not include an employer match.TIAA Summary Plan Description

Emeriti Retirement Health Savings
Website: Emeriti
Customer Service: 866-363-7484

The University will begin to make contributions for you to the Emeriti Retirement Health Savings account when you reach age 40 with one year of service. The University will cease making its contributions on the earliest of the following: the date the University has made 25 years of contributions to your account, the date you cease employment at the University, or at your death.

You can begin to make voluntary contributions to the Plan on a flat dollar basis each payroll period if you are age 21 or older with one year of service. The amount will be determined by you.

You will be eligible for the Emeriti Health Insurance Plan Options and the Emeriti Reimbursement Benefit if you satisfy the criteria for Retirement Eligibility under the Plan. You have met these criteria if you have attained age 55 while employed by UIW with at least 10 years of continuous service, or age 65 with five years of service for late hires. You also satisfy Retirement Eligibility if you become permanently disabled during active service and receive a disability determination letter from Social Security. 

Other Retirement Resources: