Using Loans by Web
UIW has chosen to use TG's Loans by Web system--a secure, third-party, online system--to manage the loan application and completion process for Stafford Loans, PLUS Loans and Graduate PLUS Loans. Paper applications are no longer required for these loans; and students and parents may even be able to e-sign the promissory note(s) for their loans by using the PIN issued by the U.S. Department of Education for the FAFSA.
For specific instructions on using Loans by Web for your loan application or for completing your loan processing, please click on one of the topics below. If you need assistance with TG Loans By Web, please call (800) 530-1449.
Things You Need to Have Before You Begin
Instructions for Subsidized and Unsubsidized Loans
Instructions for Parent PLUS and Graduate PLUS Loans
Before you begin the online loan application or loan completion process, please make certain you have the following information available:
- Your social security number and date of birth
- Name, address, and phone number of two references
- Requested loan amount
Refer to the Award Letter included in your award packet. Your award will indicate the maximum amount that you can apply for. Please borrow only what is actually needed to cover any gap between other financial assistance and your bill. We recommend applying for the whole academic year's amount (Fall + Spring) at one time. Remember that the Graduate and Parent PLUS loans are subject to a 3 percent origination fee deducted directly from the loan at the time of disbursement. - Loan period
When asked for the period of enrollment you intend this loan to cover, please click on the date range indicated online which most closely matches the time period you want the loan to cover. - Department of Education PIN
If you used a PIN to sign your "FAFSA on the Web", you can use the same PIN to sign your promissory note electronically. You may apply for a PIN at http://www.pin.ed.gov if you do not already have one - Lender Choice
You will be asked to pick a lender to fund your loan. Some lenders offer borrowing incentives, such as rebates on the principal loan balance or opportunities for interest rate reductions. Visit your preferred lender's website for more information. You are not restricted by any lender list or guarantor agency choice. The Office of Financial Assistance will not refuse to certify a loan through any lender chosen by the student. You may review our list of lenders here: LENDER LIST.
Instructions for Subsidized and Unsubsidized Stafford Loans
If you need assistance with TG Loans By Web, please call (800) 530-1449.
1. Open your Web browser and go to TG Loans By Web at http://lbw.tgslc.org. You will be directed to the myTG portal to log in. If this is your first visit to myTG, you will be required to register as a new user. After registering, you will then log in to myTG and be directed to TG Loans By Web.
2. Select your borrower type – undergraduate student borrower or graduate student borrower.
3. Select Complete a Loan Award from the Main Menu.
4. Under Option 1 – Complete a Loan Award, select the loan award you want to accept. Electronic counseling is required by UIW, so the Entrance
Counseling page will appear.
5. After completing the Entrance Counseling, you must click Return to Loans By Web to complete your loan acceptance.
6. Follow the steps outlined under Complete a Loan Award.
7. Confirm your personal information and provide any missing information.
8. Provide two references that do not share the same last name, address, or phone number.
9. If you have a previous loan on file, the lender will be presented as your current lender selection. You may select any lender for your loan. To designate a different lender, use the Select a Lender button. You are not required to select a lender from UIW’s lender list. For additional options, use the Search feature to locate a lender by name, address, or lender ID. If you do not see the lender you wish to use, please contact us at (210) 829-6008.
10. Verify your loan information and click Send Request to submit the application.
11. If your selected lender offers the option to electronically sign (e-sign) your promissory note, a link to the e-sign site will be displayed. Follow the prompts on the screen. If the e-sign option does not appear, your Master Promissory Note (MPN) will be mailed to you to sign and return to your lender. Remember, your loan cannot be disbursed until you have signed the MPN either electronically, or by mail.
12. After completing the e-sign process, log out of TG Loans By Web.
Instructions for Parent PLUS and/or Graduate PLUS Loans
If you need assistance with TG Loans By Web, please call (800) 530-1449.
1. Open your Web browser and go to TG Loans By Web at http://lbw.tgslc.org. You will be directed to the myTG portal to log in. If this is your first visit to myTG, you will be required to register as a new user. After registering, you will then log in to myTG and be directed to TG Loans By Web.
2. Select your borrower type – parent borrower or graduate student borrower.
3. Select Complete a Loan Award from the Main Menu.
4. Enter your student’s SSN and date of birth (or your SSN/date of birth, if you are a graduate student).
5. Under Option 2 – Create a Loan Request, select UIW from the list of schools on the drop-down list and then choose Create a Loan Request. Disregard Option 1.
6. Follow the steps outlined under Create a Loan Request.
7. Confirm your personal information and provide any missing information.
8. Provide two references that do not share the same last name, address, or phone number.
9. If you have a previous loan on file, the lender will be presented as your current lender selection. You may select any lender for your loan. To designate a different lender, use the Select a Lender button. You are not required to select a lender from UIW’s lender list. For additional options, use the Search feature to locate a lender by name, address, or lender ID. If you do not see the lender you wish to use, please contact us at (210) 829-6008.
10. Complete your loan request by entering the Requested Loan Amount (the amount from your award letter, or less, if you will not need the full awarded amount) and Loan Period Begin and End Dates. You may choose from the list of standard dates provided by UIW. Choose the set of dates that most closely matches the semester(s) you wish to cover. We recommend applying for both Fall and Spring semesters on the same loan application.
11. Verify your loan information and click Send Request to submit the application.
12. If your selected lender offers the option to electronically sign (e-sign) your promissory note, a link to the e-sign site will be displayed. Follow the prompts on the screen. If the e-sign option does not appear, your Master Promissory Note (MPN) will be mailed to you to sign and return to your lender. Remember, your loan cannot be disbursed until you have signed the MPN either electronically, or by mail.
PLUS loans require a credit check. If your lender supports an electronic credit process, you will be presented a link to the lender’s Web site to view the status of your request. Bookmark the Web site for future reference.
Before you log out:
If your loan was not guaranteed immediately, you may return to TG Loans By Web to view the status of your request. To see the status, refer to the Complete a Loan Award screen in step 3 above.
To create another request, select the Back button. If you have completed the application process, select Logout.
**Please note – you cannot create two loan requests for the same time period. If you are a parent who needs to complete another loan request for a different student, you must modify the loan period start and end dates on the second application by at least one day in order to create another request.
