University of the Incarnate Word - Office of Financial Assistance

Financial assistance is available for students enrolling in UIW graduate, doctoral and professional (pharmacy) programs.

Graduate and professional students should complete the FAFSA and any other documentation required by the OFA. All students awarded at UIW are packaged financial aid up to their total Cost of Attendance. The cost of attendance will include a budget for tuition, fees, books, room, board, transportation, and personal expenses. Students may accept a portion of their aid (for example just to cover the direct costs of their tuition, fees and books). In addition, students may also accept part of their aid and make payment arrangements with the UIW Business Office for the balance.

Students Enrolling in Master's and Doctoral Programs

Programs for master's and doctoral students include:

Student Loans – must be enrolled at least half-time (at least 4 credit hours in any term or semester, including summer)
Grad PLUS Loan - must be a citizen or registered non-citizen and enrolled in an eligible post secondary program at least half time
Work-Study Program – must demonstrate need; must be enrolled at least half-time
Endowed Scholarships: Students must apply for endowed scholarships, have a GPA of 3.6 at time of application, be enrolled full-time, and maintain a cumulative GPA of 3.0 if awarded a scholarship and
Outside Scholarships – must meet requirements of outside scholarship programs.

By Federal Regulation, graduate students are not eligible for the Pell grant.

Alumni of UIW may be eligible for a tuition discount. Contact the Admissions Office at 210-829-6005 for information.

Students Enrolling in the UIW Pharmacy Program

Professional students are eligible to participate in the following programs:

Student Loans – must be enrolled at least half-time (at least 4 credit hours in any term or semester, including summer)
Grad PLUS Loan - must be a citizen or registered non-citizen and enrolled in an eligible post secondary program at least half time
Work-Study Program – must demonstrate need; must be enrolled at least half-time
Endowed Scholarships: Students must apply for endowed scholarships, have a GPA of 3.6 at time of application, be enrolled full-time, and maintain a cumulative GPA of 3.0 if awarded a scholarship and
Outside Scholarships – must meet requirements of outside scholarship programs.

There are limits to the amount of funding you can borrow through the Federal Stafford Loan Program. As of July 1, 2007, the total amount a professional student can borrow for an academic year will be $20,500. Additional loan options are available and include the Federal Graduate PLUS loan, the State College Access Loan and various private loan options (see our loan information page for more details).

Academic scholarships are not available. But institutional grants and tuition discounts may apply. Institutional grant assistance will be awarded for the first year to students that are currently enrolled at UIW. Students attend UIW and are invited to enroll in the Pharmacy program will receive a 15% tuition discount for the first year only. For the 2007-2008 academic year, that amount is $3,824 (or $1912 per semester).

In addition, all students that have successfully completed the first year with a 3.0 GPA or higher will be awarded instiutional grant assistance ranging from $1274 for the year to $5100, based on the table below:

GPA Range	Percent of Tuition Discount	Average Award Amount
3.0 - 3.49	5 %	$1274 ($636 per semester)
3.5 - 3.74	7.5 %	$1912 ($956 per semester)
3.75 - 4.0	10 %	$2550 ($1275 per semester)
Returning students from the UIW Cohort (GPA below 3.0)	15 %	$3824 ($1912 per semester)
Returning students from the UIW Cohort (GPA 3.0 and higher)	20 %	$5100 ($2550 per semester)

Alumni of UIW may be eligible for an additional tuition discount. Contact the Admissions Office at 210-829-6005 for information.

The institutional awards are made at the discretion of the pharmacy school based on student performance and merit. These funds are competitive based on academic merit and are non-renewable, meaning students will continue to compete for these funds every year. In addition, students may also apply for outside scholarships.

The Pharmacy Program requires that students maintain a 2.0 GPA for all coursework taken. Students must complete the program within 6 years (not counting approved leaves of absence). Students are required to complete 75 % of the coursework attempted. For more information, refer to the School of Pharmacy Handbook.

By Federal Regulation, graduate students are not eligible for the Pell grant.

Please notify the UIW Office of Financial Assistance if you decide to add, drop, or change courses to ensure that your courses are paid for with your financial aid!