Exit counseling is required for all students who have student loans (from UIW or other
schools) who graduate, withdraw from school, or drop below half-time.
You may view the Dept. of Education's Exit Counseling guide here: Exit Counseling Guide.
To complete Direct Loan Exit Counseling online, go to www.studentloans.gov, and log in using your Social Security Number, date of birth, and your FSA ID. You
will need to create a new FSA ID if you have not created one previously. Create or
retrieve your FSA ID at http://www.fsaid.ed.gov. For a step by step on how to create an FSA ID, click here.
Once you are logged in, click on “Complete Counseling” and then choose “Exit Counseling”
for your counseling type.
Make sure you list the University of the Incarnate Word as one of the schools who
should receive your results. We will not require a signed copy of the confirmation
unless our system is unable to find your electronic confirmation. You should keep
a copy of the confirmation for your own records.
You will be able to receive a full summary of your Federal loans during the counseling
session. If you have had alternative (private) loans also, they will not be listed
and you will need to contact your lender directly in order to receive a loan summary
If you know your private loan information, you will be given the opportunity to add
these amounts during the counseling session to get an estimate of total monthly payments
for all of your student loans.
If you are graduating, review Project Student Debt's "Top 10 Student Loan Tips for Recent Graduates" for the best tips on keeping your student loans under control, avoiding fees and
extra interest costs, keeping your payments affordable, and protecting your credit
If you have any trouble locating your lender(s), completing your Exit Counseling,
or have questions regarding managing your debt, repayment, consolidation, etc., please
contact our office.